I’m gonna try to get to reading it soon. But initial concerns would be that our hardware like our smart phones and computers are not really secure enough for this sort of thing yet. Also, A platform like this is going to need an ownership and management structure I can gain the trust of the people unlike the modern banks. So I’m still going to propose an ownership structure that is 1/3 by the users 1/3 of the capital owners and 1/3 by the workers or something like that.