I've been hunting the best spending app for a while now. For me, it will only be complete when I'm able to pay with my phone (Apple Pay) and get my receipt wirelessly without the shop printing it.

Pros:

• agregate data from various banks
• nice UI, it's also consistent across all the banks (it's a mess when you have to use multiple banking systems

Cons:

• it only displays the data, you can not send money with it
• most of the functions are usually within a banking app already
• more countries need to be supported
• for the payments to be recorded, I need to always pay with a card, which sometimes, is just not possible