Yes, all valid points here and above. It needs to be addressed. We don't have the solution yet (as just started), but with some good input from all of you we can achieve something that is greater than the sum of its individual parts. The decentralized aspect should not be neglected, as a network of equal people is always more successful. Yet, everything always starts somewhere and someone has to do it and invest the effort, before network effects can kick in and the system can run as anticipated. Even STEEM needed a few dedicated devs to work for tirelessly for many months to achieve what we see now. So, it starts with a few who take the challenge of the responsibility. If we can be successful, well, we cannot promise that. You should definitely join :D