I did check Payza card and it seems that my current spectrocoin card is much better. Why load Payza with lower value then coinmarket.cap as it seems Payza offering lower value on coins then it's actually is. While Spectrocoin only accept bitcoins and dash the value is correct, its loaded in seconds and have huge withdrawal limits for something like $2 each withdrawal so paying $2 for $800 withdrawal don't seem to be a lot to me. 
If you are looking for alternative ways then bank transfers for you cryptocyrrency this is the right post.
Invite friends and earn bitcoins
Recommend SpectroCoin to your friends and earn 10% from all exchange fees paid by your referrals. The payout is made every day. The minimum payout is 1 EUR.
link: https://spectrocoin.com/en/signup.html?referralId=640101804
Spectrocoin aims to provide all-in-one services for bitcoin users. Beside a bitcoin wallet, they provide exchange services, a bitcoin debit card, and a solution for merchants accepting bitcoin in their daily business activities. Spectrocoin combined technological reliability with infrastructural comprehensiveness in order to create a high-quality bitcoin service for its clients.
Services Provided
Spectrocoin provides front-to-back services for anyone who would to use bitcoin around the world. They have a bitcoin e-wallet that can be directly funded by the bitcoins purchased on their own exchange. The bitcoin debit card makes spending bitcoins as easy as fiat currencies. The company also provides a solution for merchant so they can accept bitcoin through their business activities. In order to make the integration as easy as possible for everyone beside an API, Spectrocoin provides eCommerce plugins and Libraries for merchants and for the wallet.
Spectrocoin bitcoin card globally acceptedThe bitcoin debit card is funded instantly with bitcoin, so no need to exchange the cryptocurrency in advance of payment. The VISA and plastic cards can be used at any ATM around the world, the denominated base currencies are USD, EUR and GBP. Both the plastic and the virtual cards are accepted at the more than 20 million sites and online shops across the internet. They also provide an option for business owners to switch to bitcoin payment for operations. Spectrocoin offers company cards as a solution for those who are one step ahead in the digital world.
The Spectrocoin card – unlike many other bitcoin debit card – is shipped to any country of the world, including the India and China too and available for US citizens as well. Normal shipping if free and the card arrives in 3-4 weeks. If anyone would like to speed up the shipping, for an extra fee of $75/69/£50 the expedited shipping option is available. In this case the card can be the users hand in 4-5 days.
Spectrocoin smartphone appSpectrocoin created smartphone apps for those who need to reach their finances on the go. And who wouldt need that? The Spectrocoin wallet is reachable in the Google Play, App Store and also in the Windows Store.
The service uses two factor authorization for login. The verification process is not detailed thoroughly on their website. In order to verify the users themselves, they must provide a valid passport or ID card and a utility bill. The AML policy provides details on the documents, but has no information on how much the process itself takes if everything goes well.
Verified users can load their Spectrocoin card with maximum 10000 USD at once. Spectrocoin allows max 2 ATM transactions per day, in a total amount of 2000 USD. There is no limit for POS usage and for verified users Spectrocoin offers POS load services too. If the Spectrocoin card is verified, it is able to receive funds from third party merchants like PayPal and Gambling sites. If any funds is received by an unverified card, these funds are blocked until the card is being verified.
Unverified users may also use Spectrocoin services, however they are then exposed to certain limits. The maximum top-up amount is only 2500 USD. At ATMs unverified users are only able to withdraw 200 USD at a single time, 400 USD daily from maximum 2 transactions. Total ATM withdrawal limit for unverified users is 1000 USD. On the other hand, even unverified users can shop online or pay at POS terminals unlimited amount of money from their bitcoin debit card. POS load service is not available for unverified users.