I agree completely - it is discouraging.

I'll be blunt. This system sometimes (more and more) reminds me on the real world economics. 1% of people is holding on to 99% of wealth.

We know very well that this is not sustainable in the long run.

The write and be happy mantra won't help, I am afraid.

Your suggestions are valid. You care deeply.

Let's see the reactions of those your questions are aimed at.