Hi @ jholdsworthy , Nice post, and I agree that there is a massive need in these countries. In we look at Africa, some of the people will have bank accounts, but they can physically not get to the bank as they do not have transport. An interesting phenomenon happened here, in that they started what is called e-Money, bu using a mobile phone. Crypto Currency is way better as e-Money is a closed loop system. I do not like spamming posts with Links but check out my Blog for a post from yesterday - Industry Regulation - Cryptocurrency in Africa and the rest of the world. I am sure you will enjoy it!