Don't be so negative, dear. Just because you can't get your payouts, it doesn't mean steem backed dollars and steem isn't true. I believe you just joined the community and here you are already ranting about how this platform is a lie. I was able to cash out 3 months after I joined and asked a lot of people. Just because 2 or 3 people didn't help you, you should generalize every steemian and call this pyramid scheme. You should also figure out your way here. It'll be very satisfying.
P.S. I didn't join steemit for the money, too. It's just for writing. And now I'm drawing, too. My payouts is just one of the benefits. If what you want really is to have fun from the start, then, take it easy and don't conclude. Why bother cashing out money if you don't need it? Create a contest and give away your SBD as prizes. You don't know the community, yet so don't judge.
RE: How much money I earned on Steemit