This is the main issue right now... people is translating the same old rules from the failed financial system to this new world of crypto... trying to speculate in the same Wall Street way... Not many people is using crypto to actually transact in the real world. I'm actually working on a project to promote real use of crypto by communities, because I believe is what is needed in order for crypto to go mainstream.
RE: This is why STEEM will be the de facto base currency of the Internet