Right now, the biggest holders of STEEM and STEEM power are people that happened to be around early and have very little actual money invested in STEEM. While this isn't intrinsically bad, it means new users coming to steemit have very little ability to have an impact without investing thousands of dollars. Ask yourself objectively if this site is really worth THOUSANDS of actual dollars to you.
Ask yourself if you had had to pay, out of your own pocket, the dollar value that you see in your account. If you would feel the same about what is happening here. This thing is currently valued at more than $1000/user. There is no revenue except selling the crypto, and there is nothing holding the value except new suckers putting money in that don't understand the terrible inflation underlying it.
Please be careful everyone.