Does this title need all caps. YES. This is very important. You do not to be the person with 20,000 steem or another coin, watch it skyrocket in price and then not be able to access your account. You need to think of cryptocurrency as your own bank. Literally. You are in charge. This comes with benefits including the freedom to access it as you wish but it also comes with a responsibility. If you lose your account or password there is no one who is going to help you. And you don't want other people to be able to access your money so no one will be able to get in your account if you are stuck. I don't want to scare anyone, just remind them to be smart with their passwords.
Here is what you should do. Take a USB stick or two and copy and past your passwords on txt files and then copy and past those files onto the USB sticks. Two is to be safe. You can also use an external drive, or an external drive and a usb stick. If you don't have access to those or want to be even more safe, physically write your password down on a sheet of paper or a journal and keep it somewhere safe. Maybe not near your computer, but if it is your place, who is going to rummage through your papers looking for a bitcoin or steem password.
DO IT NOW.
I can wait. Have you done it yet? I am not joking, this is really important. Even if you have a file on your computer it is not safe. One hackers can lock your files so you can't access them or two, your computer can, at any second, crash. I recommend buying an external and getting in the habit of backing up your files weekly and then backing that external to another external monthly. It sounds excessive but data can be important and you don't want to lose it.
And don't trust you will remember it.
Have you done it yet?
Okay, now you can breath.
*my upvotes/rep disclaimer: https://steemit.com/steemit/@whatageek/my-steemit-account-where-i-stand-on-bots-self-votes-and-multiple-account