Education for children is something that needs to be prepared as early as possible. Because if not in the future will feel and can not meet it. Though educating and providing a decent education is an obligation of parents. Education is a good investment for children to get to the future.
If we are ready to get married and have children, it means ready also with the education fund. Certainly already know that the cost of education of children is not small, meaning it must need a maximum struggle to achieve his expectations. So what needs to be prepared when preparing educational funds for children? In this article the author will try to decipher it.
Tips for setting up educational funds for children
As we have seen that the cost of education in Indonesia is now very expensive, some even up to hundreds of millions. Of course it makes the parents work hard to continue to prepare the cost of education for their children. No matter what their work, but only one desire is to prepare children's education fund early on.
Well for those of you who may be upset or confused how exactly how to prepare education funds for children early on the right? So below are some ways you can apply in preparing education fund for children.
1. Determining the best school for children.
Please note that the nominal amount of education funds should be planned from an early age, from children entering kindergarten to the child through the university level. In choosing educational instutusi should be adjusted to the ability of children and also the economic ability of the parents. If for basic education of course parents do not have to send their children in an exclusive place, but most importantly children are able to absorb the knowledge provided by educators and feel comfortable. For the level of early childhood education is still a full responsibility of parents in the scope of his family, because in it happens the formation of the child's character.
Parents also do not need to insist on sending their children in an expensive place, because there is the next level that must be taken for the continuation of his son's education later, especially up to college. All educational funding needs should be adjusted to the condition of the parent's economy and income in each month. Do not get to owe only for education funding in an expensive place if it is not able.
2. Calculate estimates of the total child education fund.
Indeed we can not know exactly how much the cost of education for the next few years. But what can be done is to try to estimate what the cost range for our children's education. For short-term education costs ranging from kindergarten to elementary school, parents can set aside by saving some of his income to meet the needs of his son's education fund. After that, when the child has entered the school age according to the level, then the parents can collect various information related to the education fund of his child, starting from the SPP, development costs, books, tekxt mandatory and many others. If you decide your child is a school away from where you live, then you should think about the costs for everyday purposes such as meals, rent, and other operational costs.
3. Pay attention to inflation and interest rates.
As we already know today that the inflation rate is rising, and will experience the development from year to year. Of course it is very influential with the rising cost of education for children later. Therefore, to develop the value of inflation, parents must prepare education funds that can suppress the inflation rate, for example can be realized in stock mutual funds, time deposits, property, gold investment, and others as long-term education funds.
4. Determining the nominal savings.
If the required funds and the amount of time the child reaches the level, can be known by the parents, then the parents can determine the amount of savings in each month. Education funds for children should be differentiated, both short-term and long-term. The role of parents is to seek to provide the best education for their children who are tailored to the financial condition it has.
5. Helping children find scholarships.
Maybe if you include parents who want to send their children to high but for less income then you can find a scholarship for your child. Looking for a scholarship does not have to be due to poverty, but because of your child's intelligence. So, pray for your child to have an intelligent brain so that you can pursue an education that fits your expectations.
In addition to preparing educational funds for children, there are also other things that parents should do for their children that is always giving direction to the children about the education they want to be pursued by them later. In addition, parents also have an obligation to guide children to form personality and virtuous characteristics.
Such is the discussion of the things that must be prepared in preparing children's education fund. Hope can be useful.
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hopefully this can be useful for all of us
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