how would you feel if you had insurance protection for your whole life now what if your insurance protection also had value that you could access for cash well that's exactly what you get with participating life insurance it's protection that's built on a foundation of guarantees starting with guaranteed premiums that won't change name a charity or loved one for the death benefit whomever you want so money is available when they may need it most plus your policy's cash value is guaranteed to grow over time with tax advantages but that's not all we pool money that you and every other participating life insurance policy owner pay and put it into a separate account that money is professionally managed and used to pay for the expenses taxes insurance claims and other items if the account performs better than we initially expected you may get a dividend and you decide what happens to your dividends take them as cash buy more insurance or pay for your existing coverage it's strong it's flexible and it's there when you may need it most that's participating life insurance you .
