After having slept on this, I feel no better about it and feel ok calling this whole thing fraudulent. You can't price something in terms of Commodity "A" but then deliver it in Commodity "B". I know it happens all the time...and every time it does, a little bit of fraud happens. I'm not putting a lot more thought into this...its a scam and will end bad unless they change it to back it with bullion. If Hive account@stan and any fool buying into this thinks the free vaulting and 3 second transaction time is worth a 280% markup, then have fun...I'm just going to watch it from the sidelines.