I am a physical stacker. Have a reputable dealer. bottom line it is a safety haven, may or may not make money, but in due time, it will come in handy. I have not bought one crypto coin, as I am gun shy with all the stories I hear about theft. I hope steemit can get their own currency to make it easier. Slvr will supposedly be backed, but here is the question: what silver, mined or will be mined? those factors will make it a boom or bust. Physical is king!