Hive account@masterroshi Showed me this in the 
Hive account@yensesa exchange Discord https://discord.gg/aannE7q and this is a HUGE story! This is the perfect tool for the US Treasury and Federal reserve and we MAY see Stellar added to coinbase.
https://cointelegraph.com/news/ibm-backs-new-us-dollar-pegged-stablecoin-that-runs-on-stellar-network
Hive account@mughat asked about the fees so I had to do a little research and found out that Stellar actually pools fees and redistributes them back to users so actually the more fees the better? :)
Fee Pool
The fee pool is the lot of lumens collected from transaction fees.
Stellar does not retain these lumens. They are distributed in the weekly process of inflation voting.
If there are any unallocated lumens after the vote, those lumens return to the fee pool for dispersal in the next round.
Reminds me of 
Hive account@dan Larimer's new plan to redistribute Ram Trading fees :D
https://www.stellar.org/developers/guides/concepts/fees.html
This will be HUGE and Like i predicted last year, Steller XLM Lumens will be pretty important!
Steepshot