Banks and all individuals will always act in a way that benefits them and their circle of influence directly, especially financially in this day and age.

It's actually by getting in before these large money influences have the regulatory and insurance means to do so, that we'll benefit in the short term.

What's awesome, is that unlike other stocks or commodities, the user/owner makes out best! While these institutions are investors and have played midde-man to make their profits since inception, they won't ultimately benefit as much as the actual majority of users, and it's at that time that true decentralization will take effect.

This is beautiful because these large money interests will have no choice but to eventually support the very thing that will lead to their long term demise, all in the sake of short term profits as assets of all sorts transition to the blockchain or a similar technology. =)