Questions:

• Why is this coin not opensourced, (why is there no code sources listed on github like valid coins/tokens, like bitcoin for example?) What are they hiding?
• If fiat is the outdated, oversold currency, and cryptocurrency holds and stores value better, why wouldn't someone just hold your cryptocurrency and just buy whatever in fiat?
• Many credit cards offer percentages of cash back (fiat) with purchases. How does this change anything?
• If the whole idea of cryptocurrency is decentralization, why partner with major credit cards? Why not be open sourced?