I’ve thought a lot about that and even sat out of crypto during the massive bull run of btc 7k-15k because of it.

I think now though it’s different times. In 2013 the crypto market was wayyy more speculative than it even is now. Bitcoin or companies weren’t even close to any real world use.

While we’re still a bit of ways off from mainstream adoption and use of cryptocurrency, it’s far more in the public awareness than it was in 2013. Also, there are legitimate companies with real partnerships who have a viable use for their tokens. Big mainstream companies such as Starbucks are speaking publicly about the viability of cryptocurrency/blockchain technology.

Tether may or may not cause a bit of a crash, but I believe that if it does, it won’t take years to recover this time. Just protect yourself and don’t invest more than you can realistically afford to lose :)