"too little too late..."

It's always too little and too late for some when these events occur. It's never too little and too late for them as live through them.

It's up to us whether it is or isn't. The more we do now that will benefit us after we live through it, the more we will timely have enough to survive. Add to your ability to make stuff and provide services that are basal to survival now, and share the wealth as you can to create the only coin that will matter in a foxhole: goodwill.