Interesting points Ura-soul!
What you say reminds me a lot of communization theories ideas of the elimination of the value form. Have you read end-notes? They go further saying that money is evil and through the elimination of it we can bring about a communist revolution. They also speak on the recontextualizing of labor into a form without toil.
I would be interested in hearing your thoughts on communization theory.https://endnotes.org.uk/issues/2/en/endnotes-communisation-and-value-form-theory
RE: ‘Why mainstream forms of money are evil’ - in under 10 minutes