From this well explanatory article and perusing Menapay's whitepaper and website, I see the brightness of the next generation going extremely cashless. The present world we live today using physical cash is causing a lot of menace that endangers our health and life when we vividly scrutinize the risk factors it's carrying. If corporate bodies down to e-commerce, financial sectors and other sectors involved in finances adopt Menapay's system of things, I think all the problems faced today will be no more. Thanks for this edifying article. I hope Menapayio see the through to end.