These are the reasons to hire travel insurance Travel insurance will assist you with unforeseen travel, but also before you leave. Health problems, with luggage, causes that prevent you from making the trip... In short, many are the reasons for acquiring such policies.
1.24-hour protection 365 days of the year “Yes. Travel insurance is the best companion during your stay away from home. Contacting the insurance service 24 hours assistance will help you to solve the incidents related to your trip in the best way, knowing how to act and what documentation to gather to enjoy the coverage of your policy. The most common problems that travelers use travel insurance are the need for health care, cancellation of travel, delay or cancellation of flights and stray baggage.”
2. Receive Quality medical assistance Getting sick and receiving health care with quality and speed is the biggest concern when we travel outside our country. Wherever you are, travel insurance guarantees you quality health care, and always without adding additional costs. Whether it's a cold or an injury due to an accident, you'll be in the best medical centers around the world, including diagnostic tests. What if you don't understand what the doctor or pharmacist tells you? The insurer will provide you with an interpreter. Do you need medicines not available at the destination? The insurance will send them to you as soon as possible. If you need an ambulance to go to the doctor, the company will also run with these expenses, even if your health gets worse and you have to go home.
3. Save money
The cost of travel insurance varies depending on the type of displacement you are going to make, but it is not a great outlay for the total price of the trip. If you have any incidents during your getaway and you have insurance, you will save the costs of putting a remedy to such a problem, as long as it is covered by your policy. For example, in the case of medical care, there are countries where a simple visit to the doctor for a mild illness can cost more than the insurance itself. In the United States, one day in the hospital can be worth almost €5,000, while the insurance for 8 days travel to this country would be something more than €200.
More incidents you can save on. If your flight is delayed and you are forced to change your plans or you get to lose any of the services you had booked (hotel nights, excursions, shuttle...), insurance runs on your plan B expenses or reimburses you for the cost of those unenjoyed services. What's more, if you need it, the insurance company will advance you money so you can continue the trip.
4. Save time As commented, the insurance solves your doubts and facilitates the different management of the trip, especially before unexpected and incidents, such as the airline to lose our luggage and delay in Entregárnoslo. Before such problems with baggage, airlines usually take an average of 42 hours to get the luggage to the traveler, a time more than enough to annoy the trip. For this reason, insurance covers coverage so that you can buy the necessities to continue your trip (clothes, toilet, medicines...). It is true that in these cases passengers have the right to receive compensation from the airline, but with the insurance you can save a lot of time.
5. Cancel your trip to a day before leaving Being a previewer when planning your vacation reduces the possibilities to anticipate changes or situations that eventually prevent you from travelling: work, health, bureaucratic, etc. Travel insurance with cancellation coverage will provide you with the peace of mind to organize them knowing that, in case you are surprised by an unexpected important, you can cancel your trip until the day before its start without losing the money invested. You will also recover expenses if, once at the destination, we have to interrupt the trip and come home abruptly. The insurance then takes over the return trip and reimbursement for the days you have not enjoyed.
7. Be able to return home before time Do you feel compelled to come home abruptly due to an illness or accident during your trip? If, as we have pointed out, travel insurance pays for medical expenses around the world, it also covers search and rescue expenses in the event of an accident during the practice of adventure sports or repatriation in sanitary transport. Please note that these warranties do not include the European health card or many health insurances.Travel insurance faces other health care expenses you may receive, such as moving a family member to accompany you if you stay in hospital.
8. There is No single travel insurance. It suits you. Check with the insurance company to buy the most suitable travel insurance for your holiday. We understand that you don't need the same coverages if you go on a cruise that if you go on a getaway to the beach or you are going to practice risky sports. In the choice of the best policy also come into play the/the destination/s and the time that will last your trip. For this reason, you can opt for an annual travel insurance, if you are one of those who make more than two trips a year; Sports insurance, if between your plans in the destination is the practice of skiing, surfing, trekking or other activities in the nature; If you leave Erasmus, protect yourself with student insurance; And if you never travel alone, you should also be accompanied by family insurance or pet insurance.
9. Health insurance or credit card insurance is not enough Do you already have a private health insurance or travel assistance coverage on your credit card? A specific travel insurance offers you many more advantages and guarantees compared to the previous two: Regarding health insurance:
Coverages: Health insurance will only cover you in those situations related to health care abroad, while other travel insurance such as repatriation or problems related to baggage, documentation, transportation, Accommodation or even cancellation of the trip.
10. Because there are countries where it is compulsory It is no longer that, as the Ministry of Foreign Affairs warns, insurance is advisable, but is obligatory. and is that there are countries that require travel insurance to enter their territory.