All this Bitconnect and lending coins is a big Ponzi scheme. It has happened since decades ago - the bubble is formed, and as long as the btc price is going up, then everything is good, but the moment it stabilizez to a certain poimt, then there will be no business case for the platform. 40% return on investment per month? It is just too good to be true. I think now it's just to late to invest in it as the bubble is already big enough and might collapse.