The government is about to have another lesson of the difference between technology bridging the complexity and at the same time driving the masses in the other direction.

Alice owns a small online business selling widgets. To avoid theft they discontinued all USD payment methods, which leads to no charge backs, frozen accounts and of course tax [theft].

Bob just continues their same online Amazon shop that "enforces" USD only options. They continue to scale volume of orders, customers but also fraud, chargebacks....plus with new tax laws they now have a mandatory 12 month freeze on revenue but can borrow from.

So at 3 years later of these two hypotheticals what one will be the most likely to still be in business.