Umbrella coin is in the Insurance sector and just for this reason alone, you should buy the ICO. We need to disrupt the insurance sector. I put my support into INSUREX and it tripled my investment in about 1 month. Sometimes contributing to a great cause you will be rewarded.
Ok, seriously, they have developers and you get a wicked 100% bonus if you hurry.
-war
Disclaimer: I just contributed 5 ETH for 3000 UMB + 3000 UMB Bonus (Total 6002 UMB <-- yes there is an extra 2)