I have similar feelings like you do about Steemit.
I like the idea behind Steemit, but it's not mature yet. It's still in beta. For example, I'm still having problems posting photos on my Steemit posts. Sometimes it works, sometimes it doesn't. Steemit has switched from directly loading your photos onto your posts (which worked great) to having to link your photos from an online photo vault (such as IMG Safe, which isn't working well for me)
Every online web page or service will constantly upgrade, but Steemit needs to "just work" and then the upgrades will make it simply better, and not just functional.
RE: Steem and steem dollar transfer on steemit can be made easier