The team behind this ICO you can find under the company name of Subvisual(.co). There you can see mostly some Webdevelopers/designers than highly developed cryptoexperts, which i think would be needed for something like building the next paypal. Additionaly you can find out that the ceo(nuno correira) manages until then projects like bornauthentic(.com)
If you just look at this 2 facts you should be more questioning if you see yourself investing in it.
The marketing until now is pretty good. You see a lot of adds at facebook, coinmarketcap, etc.
Would you as a Ceo would invest more in marketing or more in the product, if you want to have a serious successful project?
Despite the fact that the idea of utrust is great. I'm not in