Most of you may not agree with it as Market cap is astronomical for this to happen but I think all the market caps are in its infancy and BTC Marketcap will hit trillion cap soon, XRP will be currency of choice for transactions and it will rule because it doesn't compete with Bitcoin or banks. It complements both of them hence this will succeed. I am not saying to buy tons of ripple now but if you own $1000 in ripple now it could payoff for a great holiday for your family for sure in a couple of years, atleast thats what I am planning to do, no I don't plan to buy Lambo or house with Ripple.
Now let us see what people are saying across the globe, say wisdom of the crowd.