ZANTEPAY (CONTINUED)

DATA COLLECTION

The data collection occurs when customer:

visits Zantepay website;
registers on website;
contacts Zantepay with a question or requests help;
accepts referral invitation;
places an order for Zantepay tokens, services and products;
downloads, uses and updates Zantepay mobile applications;
reacts through popups on website;
Using wallet for transaction or / and making transaction with the card.

USER VERIFICATION

For user verification, we are using third party solution veriff.me. Veriff.me has been approved and licensed by Financial Supervision of Estonia. The user will be verified through the national id documents eligible for particular country and proof of address. Veriff checks documents and makes video interview with the clients with medium and high risk, with pep and if card limits or source of funds are huge. Users who won’t pass verification are not eligible to receive a card.

SECURITY

Website:

New IP address login alert;
Email confirmation when sign up;
2way verification on withdrawal (email confirmation).

App:

Face ID;
4 digits PIN;
New IP address login alert.

PAYMENT ARCHITECTURE

Swipe the card in the shop.
Bob swipes the card in the shop.
Zantepay backend is connected with exchange through API to determine BTC market price;
Zantepay backend takes information from Bob ‘s wallet on his BTC balance and calculates how much Bob can spend with debit card;
Zantepay backend sends information to Card provider;
Card provider confirms transaction (in accordance with transaction limits);
Card provider confirms transaction;
Amount of BTC from Bob ‘s wallet will be deducted;

ZANTEPAY TOKEN (ZNX)

ZNX (ERC 20 platform token) is designed to become the new mainstream coin. It will be acceptable anywhere pre-paid card is. It will allow users to get rewarded referral, affiliate and cashback bonus, as well as pay the fees, related to card maintenance and exchange. Free conversion from BTC, ETH, LTC to ZNX and 50% discount on all the services within the ZANTEPAY ecosystem.

DISTRIBUTION STRUCTURE