Bankr is a margin lending smart contract. 'Lenders' deposit whatever they want to lend out and get a token in return. The token pays a set rate of interest. This interest rate is determined by the ratio

FUCK token is coming out, and it's going to be like DOGE but for Ether. I think the joke is good enough that it will catch on. FOMO! Read their whitepaper: Or visit their website to join the ICO: