} For members who have not reached Maximum Benefit Limits, your Employer Benefit (EB) formula is: Employer Benefit = EBM x FASWhere "FAS" is Final Average Salary (average of your last three years)

} Ancillary BenefitsAncillary benefits do not affect your future pension. Your Ancillary benefits can go as high as you like.These are miscellaneous contributions, like salary sacrifice amounts, additional

} For your compulsory Member Benefit contributions, you are always worse off by contributing more than the compulsory 5%, and there are no exceptions to this. If anyone is currently putting more than

} Australian Defence Force Military Superannuation and Benefits Scheme (MSBS) members can access their pension from age 55, which is below preservation age (when ordinary folk can access their super, currently

The answer is most likely no! This content has been posted in other forums, but I wanted to put it all in one place and make it easier to read. If you joined the ADF after 01 Jul 16, then you have no choice