As crazy as it sounds, they intentionally put holes in your boat.....below the water line. So, you might ask why they do that since it sounds like a really "stupid" idea, right? An under water

We’ll look at the two policies you need separately and then discuss the benefits of having each with the same company. Firstly though, ask what the A. M. Best rating is of the company giving you the quote.

Many of us on Stemit have made enough money to buy a yacht...and if you choose to buy one that's more than 10 years old, you'll "likely" be asked to have someone perform a marine survey. So,