Agreed! Saving up for the big stuff helps a lot! I think this speaks to "delayed gratification", it's hard to wait but it gives a sense of pride that you got X item you really needed with no

Agreed!

Minus the"great reset" part, I agree that the goal of the government is to have you spend more. At its core, if the federal reserve turns down the interest rate = borrowing money is cheaper,

I totally agree! I think the only thing I would add is to find your "why". Often, folks have hard time getting life in order because they live in the moment. With a goal, they have something