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The morning is the your time to start anew and to start fresh. So, just for a starter...what are the first things you do when you wake up? What is your routine? Please answer this question below and I'll

Did you sleep last night? Or did you toss and turn the night away? Or maybe it was school work that kept you up, or cramming for a final. Or maybe you just threw the most epic party the numismatics club

How much debt are you burdened with? Make a list of everyone including businesses and credit cards you owe money on along with the total owed each. Now take that list and put it in order, smallest to the

Debt can happen and will for most people, often repeating several times in one's lifetime. I know, it happened to me. It wasn't until determined to reprove myself to my dad who I felt I failed his expectations