Indeed... Always have to do a cost-benefit analysis on such things.

Saving isn't terrible, but you will lose in the long wrong due to currency debasement and debasement... especially at these extremely low interest rates.

Keeping money is the bank is a terrible idea... I do advocate saving hard assets, food, water, and maybe cash on hand. Minimize cash assets in the bank if possible.

Interest rates are at record lows and they are tax deductible on mortgages.