There are lots of guides out there for beginners, but I don't need all the gubbins, just the steps, and some explanation about options. So here is a simple guide. (also posted here: See Prerequesites:

The Smart Rewards feature of the SmartCash network, rewards HODLers who have at least 1000 SMART in their wallet. Each month, on the 25th, a snapshot is taken of the network. One calendar month later,