If you’ve ever been in a position where you are buying something with someone and not sure if you just co-signed for them or if you are the actually have ownership of the item. I know I can’t be the only

Many of us are familiar with the term line of credit but often don’t understand the difference in the type of lending that is being offered. I’ve worked within the investing and financial world for the

What do underwriters value? We have been talking a lot about how to deal with your debt the last few weeks(Part 1: Why Americans are in so much debt & ways to handle it & Part 2: Why Americans

If you visited the last post Part 1: Why Americans are in so much debt & ways to handle it we talked about the lending path and how that impacts your ability to clear debt and your overall effect to

Why Lending isn’t always the best way to handle the debt... For years now lending has been around as one of the primary ways for people to deal with large sums of debt. Consolidation Loans Personal Loans

If you are of legal age you probably have some debt that you are dealing with. Credit Cards Student Loans Personal Unsecured Loans Pay Day Loans Lines of Credit Medical Debts Collections Deficiency Items

We all consume, but do we all produce....?? This post is meant for anyone that feels stuck in a place of consumption. You are a subscriber but no one is following. If you’re mentally in a place where you

Detroit Lions After a 9 - 7 season and a coaching change the Detroit Lions are in a position where they have the city expecting immediate success and immediate wins. This is new for the Lions unlike many

There are plenty of things to do before opening up a business. Legal needs to be in order sure, is this a LLC, DBA, Sole Proprietor, etc. You may think it’s team building having your chess pieces in place.

Every business is ran on numbers. No matter what industry you are in you have the responsibility of knowing your own numbers. Knowing your numbers helps with maximizing your margins, reducing your errors,

I personally love this topic because it’s one of the things that most entrepreneurs struggle with the most, because most of them believe they know best and have to do everything. Don’t get me wrong I can

This post is meant for those people that have a difficult time adjusting from the church and state ideology. For years there has been a saying don’t mix business with personal, or the other saying it’s

With so many opportunities right in front of us that allow people to generate a massive amount of income from their home, at their leisure, and simply outside of their normal mainstream income it’s hard

People nowadays know that being a entrepreneur can improve their quality of living; with more and more of the population facing their fears and searching for ways to leave the rat race. How many of you

![] My name is Rapheal (Ra-fee-L), and I’m a father to 1 and a half right now (one in the oven) and husband to my long time girlfriend now wife for 7/8 years now (She knows better than me). Love them they