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Perfect for spreading HBD and making HBD the clearing layer for payments in any crypto.

So far we have built a proof of concept that shows how you can pay any of the following cryptos to a Hive account:

LTC

SOL

USDT on SOL

UDSC on SOL

ETH

USDT on ETH

USDC on ETH

_NOTEl transactions MUST be sent from cake wallet which you can download to your app store.

Combined with V4V's ability to accept BTC Lightning, Hive accounts can now accept all major cryptos, without having to have a wallet in that crytpo.

The receiving Hive account (normally a business) automatically receives HBD, they dont need to know how to use the other crypto wallet and dont even need to write their own invoices.

Crypto payments are getting super simple!

## Business Model

We will look to put a fee system into this, say 1% so that we can incentivise users to spread this and give them a cut of the fee each time someone they onboard makes a payment or a business that they onboarded receives a payment.

## KYC

As long as the payments are small and made to businesses, then it is unlikely that any individual account will exceed KYC payment limits each month.

Thanks to @jthomasewsky for helping to make the POC.