Stephenkendal,
Thank your for kind words and the Up-voting. I am new to steemit and to posting on my website, TheHumanTwist.com. I am applying the principles of self-damage to people in general, governments, and well beyond the clinical experience of how people screw up their lives. So we will see where this takes us.
I am reminded of that great film the Titanic, how this carefully constructed boat was never supposed to go down, how there were not enough life boats because of human pride: the boat was so perfect it could never sink!
The FDIC will save us all.