For time immemorial, people have always come together to achieve great things. Whether to build the Great Wall of China or the World Wide Web, people have had to come around a central idea and work towards

Accra, July, 2018. A typical loan application from the ubiquitous Savings and Loans agencies dotted all around the city may take mere minutes or days. They collect the savings of people who normally generate

Image A few days ago, a news report carried on a major international news broadcaster, highlighted the massive downturn in the value of cryptocurrencies with Bitcoin as an illustration. Bitcoin is trading