When we are in a mess it means everything is screwed up around us. This usually happens and I have personally experienced it as well at the time when we need something very desperately.
One of the reasons this event arises is that we are making some hasty decisions that trigger a panic situation and the rest is all because we are panicked and can't think rationally leading to multiple failures.
Imagine a situation when you have staked money in the stock market and you are expecting it to be in your favor and it turned out to be another way around, this itself hurt you mentally and you feel like, how can I go wrong and you go for aggressive betting and finally you end up losing more than what you initially lost.
When all kinds of things screwed up it's better to be patient and take a calm decision as whatever is gone you can't recover but whatever is left you can at least retain.