Great topic guys! ✨
Indeed, finding a balance between the two is the best option as they both come with different risk exposure. When owning a physical asset one needs to consider continuous investment in maintaining them and paying insurance as some of them deteriorate over time. And the transfer of physical assets can be frustrating due to many regulations and having to register the new owner.

One even gets charged a lot of money just to transfer a property to their name and registration fees too if they are to buy from someone. Also, there is a tax to pay when selling the property and your kids will also pay inheritance tax when they inherit some of your physical assets or money. That alone just makes one not have maximum ownership of their money.

Meanwhile, digital assets are easy to transfer and one does not need a middle man for that. At least for now, we do not have regulations that take a portion of what we own. But that also makes it hard to insure them for theft or loss. And what you guys mentioned is indeed a great benefit - not having the risk of losing your assets from natural disasters. Although this also means trusting the sustainability of a platform one invests in and the high risk of not being able to recover your assets be it due to a scam or losing access to them forever. So indeed balance is key!