Make a savings plan. Those with a savings plan are twice as likely to save successfully. Set a goal and make a plan. Keep motivated with information, advice, tips, and reminders to help you reach your savings goal.
Savings tips
Save your coins - literally. Putting aside just 50¢ a day over a year will get you almost halfway to an emergency fund. Check with your bank or credit union, and research apps that offer programs that round your purchases up to the nearest dollar and put the difference into a separate savings account.
Use the 24-Hour Rule. Avoid purchasing expensive or unnecessary items on impulse with a self-imposed 24-hour rule. For any non-essential item, wait 24 hours before purchasing. It’s perfect for online shopping where your items can simply be added to your cart to purchase later.
Treat yourself, but use it as an opportunity to save. Match the cost of your nonessential indulgences in savings. So, for example, if you splurge on a smoothie while out running errands, put the same amount into your savings account.
Calculate purchases by hours worked instead of cost. This mental math tactic really helps you think like a Saver. Take the amount of the item you want to purchase and divide it by your hourly wage. For example, if you’re considering a $50 pair of shoes and you make $10 an hour, ask yourself if those shoes are worth working for five hours. Sometimes they are, sometimes they won’t be.
Unsubscribe. Avoid temptation by unsubscribing from marketing emails and texts from the stores where you spend the most money. By law, each marketing email is required to have an unsubscribe link, usually at the bottom of the email or you can reply to any text with STOP, and that should opt you out of their list.
Place a reminder on your card. Remind yourself to think through every purchase by covering your card with a savings prompt such as, "Have you met your savings goal for the month?" Write the message on a piece of masking tape or colorful washi tape on your card.
Maker's Mark Retirement Bar
Stamped with three maker's mark.
This is MrZeke's work... bar No.1 of only 10. Made from .999 fine silver. 3 troy ounce. A pour from the year 2019. He poured this silver bar when he retired two of his maker's mark.
MrZeke went through three stamps. One from his earlier works, and a more contemporary one, both Tree of Life. He now uses the stamp that has his name written on the top and "Fynsilber" is the bottom with the Tree of Life in the center.
Which of the three stamps do you prefer? At anyrate,we have no say in it. For sure, the current stamp is simpler and ID's him better.
I started documenting my hand-poured silver bars late last year about 7 months ago.
In case you interested...
Hand-pour Silver Bar No.64, No.63, No.62, No.61, Bar No.60, No.59, No.58, No.57, No.56, No.55, No.54, No.53, No.52, No.51, No.50, No.49, No.48, No.47, No.46, No.45, No.44, No.43, No.42, No.41, No.40, No.39, No.38, No.37, No.36, No.35, No.34, No.33, No.32, No.31, No.30, No.29, No.28, No.27, No.26, No.25, No.24, No.23, No.22, No.21, No.20, No.19, No.18, No.17, No.16, No.15, No.14, No.13, No.12, No.11, No.10, No.9, No.8, No.7, No.6, No.5, No.4, No.3, No.2, Hand-poured Silver Bar No.1.
😍#ilikeitalot!😍
Source: America Saves
Best Regards,
I am not a financial adviser. This article is not meant to be financial advice. My articles on cryptos and precious metals share my personal opinion, experiences, and general information on cryptos and precious metals.
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