Hello everybody, today i will be mostly talking about the vision for 2020, are the vision in my head at the minute. Anything in this post can change are might not happen at all. We all know planning into the future that we can only set ourselves on the right road and bumps in the road are unseen until they are in the way. SteemPower Investments has grown from strength to strength over the past 6 months and i could not have foreseen a lot of the stuff we are currently doing are have done already so don't take everything in this post as fact are something that will 100% happen. Let's start with the upcoming SPI token split that will finish off 2019 for us... Oh this is a 3600-word post and recommended 18 minute read according to steampeak so go get a tea, coffee, beer, coke, OJ, whatever your fancy is and get comfortable and ready to take in some information. I think it's more like 7-10 minutes read. Feedback welcome as always.

Steem powered investments Hive account@spinvest has been set up to offer an investment fund based on funding from STEEM POWER. Investments are funded through extracting value out of STEEM POWER and taking advantage of STEEM's high inflation rate. The aim is not to get rich quick; the aim is to build a safe portfolio of investments that will stand the test of time while ensuring all investors starting capital is not at risk. Full details can be found here

Q4, 2019 - SPI token split

I know the voting post has not finished yet but it's sorta one-sided so i think i can talk about it. We have planned a soft launch to include only club members. I would advise members to please not make only posts promoting this until the soft launch month is over as your follers might be interested at first glance and uninterested after they find out it a club members only thing and then they never check us out again. As it stands the true value of each SPI token is pretty much bang on 1.20 STEEM and it grows about around 0.006 STEEM every week so 1 STEEM cent every 2 weeks. We can do a vote if needed but i think going with a percentage split of 25% is the way forward and anything else would not be consistent with what we have already been doing when dividends have been paid are when the SPI token revalued. This would revalue each SPI to 0.959 STEEM and within our range of 5 STEEM cent. Going 22.5% is a middle ground gamble and i believe that the true value would surpass 1.00 STEEM before another 16,000 tokens are issued and we hit the 100,000 milestones giving chance for a revalue.

The Process
Pretty straight forward, after the splitting percentage number is decided on, i input it to an excel sheet and it tells me exactly how many tokens to issue to each token holder. Pretty easy but boring as I'm gonna have to manually transfer tokens to about 160 investors which might take some time :'( If someone knows a trick on how to send SE tokens to multiple people at once, please share that with me.

After the voting post has finished, i will upload a more detailed post with all the finer details with some picture aids to help with the vision. If a club vote is wanted to pick options, we can do that. If we are happy enough to leave feedback in the detailed post and sorta chat about it for a few days then we can have it done and dusted before new years meaning complete focus can be directed for the new years day launch of beneficiaries.

Q1, 2020 - Beneficiaries & 3Speak

Within the first 3 months of 2020, the main focus will be launching beneficiaries a starting to make at least a weekly video on 3speak. I would expect beneficiaries to take a month are 2 to fine-tune and perfect and we can make 3speak something to do on the side and get it off the bucket list of things to try.

Let's talk about beneficiaries and the question i have been getting asked the most lately is...
When would you receive beneficiary payments?

Short version, every 2 weeks.

Long version, every 2 weeks with the chance of a reduction to every week. If the project is successful and too much to do manually i will have to learn how to automate everything and then it can be daily. Daily sounds good but running a server would cost a minimum 40ish STEEM ($5) per month so for now, it's every 2 weeks on a day i have yet to decide until i work out a routine and get things sorted. (side note - we could put other stuff on the same server, hmmm?)

Again, i will write a full proper post explaining everything as best as i can. There's not a lot to it but i think when people are committing a percentage of their steemit earnings, we should at least make it as easy as possible. You can expect screenshots and step by step guides to simplify the whole thing.

Few other things

I have set up a new account called Hive account@spi-payments. This is for making tracking and processing information quicker and more accurate. There will be no posts made from this account and it is a SPinvest cash cow that just builds. As most post payouts will come to spi-payments as 50% STEEM and 50% STEEM POWER, i think it's best to just power up the lot. We can use the SP balance is the exact same way we use our SP balance from spinvest and earn from it. No need to confuse things and start doing transfers, power-downs and the like when we can keep it simple. It is less work for me and more transparent to investors as the STEEM/SP is received to the payments accounts, it's power up and stays there in that account.
I have been testing out the workings of it the past week are so and can see that payments can be tracked on steemworld which is awesome as it has all the best filters. It looks straight forward, so you can see from the shot below that after i apply the filters this is what i get.

When i click on benefactor reward all of the required information is provided. I see the Author and the amount of the payments received. It does not show the percentage selected and i don't care, i will happy enough with club members and investors are using the service. That is all i need to know is name and amount. I can enter this information into a spreadsheet and the rest is magic.

Launch Date - 1st January 2020

(Spinvest club members for 1st month only during soft launch testing)

3Speak
Let's give it a go, i already upload a weekly video every Monday and it only costs 30 STEEM to try for a month. My content is not great but it could turn into another avenue of issuing tokens. Some of these guys are killing it in terms of earnings and vloggers, in general, will make more than bloggers from my view. I enjoying doing a weekly video even if it is only me talking rubbish about SPinvest to a camera for 10-15 minutes. We can try it for a month and go from there.

Q2, 2020 - Super SPI tokens & SPinvest website

Super SPI tokens
Starting with the first and keeping in mind, this is just an idea target to hit, something i have thought about a lot but never said anything about it to anyone. One of my many secret idea's plans and ponders. As a token founder, i see other tokens having miners, income and voter tokens out there and makes me wonder if SPinvest needs a secondary token. Of course, it does not need another token attached to it at all because it is already perfect but it could be fun and good for business to introduce a "Super SPI token".(name subject to change) for hardcore SPI stackers and a way to advertise.

The idea would be to have a Super SPI token that is worth 100 normal SPI tokens. That's right 1 hundred, i understand that's big but they would not be so super at 50 SPI tokens, they would be just ok. We could mint 1,000 giving a maximum total cap of 10% of the total cap of SPinvest when all tokens are issued and we can release them as we need them. I don't think releasing 1000 tokens costing 100 STEEM EACH in 1 shot would cause much FOMO. We could start by issuing 20-50 SUPER SPI's worth 2000-5000 STEEM and sees what happens. and then look at issuing some more in a further 6-9 months. Maybe its a flop and we burn 900 of them and only issue 100 in total over the course of a few years. It'll cost only 100 ENG and a few hours of work writing about and promoting them but that's not that much if it creates a small buzz for us.

Super SPI's would go up in value alongside the normal SPI token but would also gain an extra 5-8% per year. They would only be able to be bought and sold in whole numbers, no factions of a super token, all are nothing. SPinvest would set up a buy-back wall on the SE exchange to the true value of these tokens which would be updated monthly as interest payments are added earned.

Some people might think this is unfair to reward others that can invest more but in fact, it's not that much of a sacrifice at all. It adds another token to the SE exchange that advertises SPinvest. This token will always be worth more than $10 unless something very bad happens to STEEM and my thinking is if someone will spend 100 STEEM on a token, they might invest a few thousand into normal SPI tokens. We would have 2 tokens trading on the exchange and double our exposure. It's food for thought anyway

SPinvest website
This again is something i have put some thought into and maybe aiming to have this done before the end of June is ambitious but i think it is doable. At the end of the day, I'm not going to put loads of time into a website that nobody is going to visit. It can be built up and improved over time. I have designed a few websites in the past, nothing amazing but i have the skills to throw something together. The domain name spinvest is gone for .com and i if we cant get .com, we don't want it so that's something to work out.

I would plan to have at least a homepage that explains Steemit, SPinvest and all the great stuff we do over here. I would also, of course, add PayPal links to buy SPI tokens directly from the website for fiat money. Mr SP Invest has access to SSUK's accounts and there are almost 500 claimed account credits waiting to be used in one fo them so website rules are not a steemit member, not a problem, Spinvest will set you up with an account matey.

As time moves all, we could add in a forum area to chat, a marketplace to buy/sell are trade items, a few fun games to pass the time are whatever we can think of. It'll not cost that much and could help to with Paypal fiat to SPI tokens sales. If club members/investors knew there was a place they can buy SPI tokens directly at any time, we might sell more. The monthly buy is good but people sorta have to be in the mood to buy some during that week when they are for sale. This way, it would be 24/7.

Q3, 2020 - Upping Off-platform investments & SPinvest Charity

By this time, the price of STEEM could be anywhere and the buzz of SMT's might be wearing off and hopefully, we have a larger userbase on the STEEM ecosystem. I would figure that by this time we will be better established throughout the steemit community and better structured with club members stepping up to take on roles. Is would be nice to have around 300 different investors by this time but we'll see how Q1 goes first.

Upping off-platform investments
By this time, both the invest-leo and spinvest-neo should have built up a decent holding of each token. Spinvest will be able to convert its Leo and Neo earning's into STEEMP, send to the spinvest wallet and then into the saving wallet. Right now around 15-30% of earnings are reinvested into the tribe accounts with the idea to build a big holding of each token.
This will allow us to either do more off-platform investments are bigger off-platform investments. I think bigger is better because when we are up and running, we might have a maximum of 8-10 different investments that we sorta just top up to grow, compound and grow over time instead of trying out lots of new things all the time. This might sound boring but remember each new investment carries more passwords, more stuff the track and research and more things that can go wrong. Simple is best if we can.

SPinvest Charity
Now, this might not be in the spirit of what we stand as money-making machines but hear me out. It's dead simple and the feel-good factor as well. I have seen a lot of block charities and of course, some are very scammy but there are a few legit ones for very little work we can do a little good for a blockchain. Not the STEEM blockchain, just blockchain in general. There a few that help with schools teaching blockchain and stuff like that. This would be a club vote of course with a selection to pick from.

Now, your thinking why should we give away any of our earnings? Why not i would say! We are making good money, exactly 20% at the 6-month mark from launch, that's our yearly target done and everything for the next 6 months is gravy. We don't have to make any real sacrifice to take part and do something good as an investment club. There are a few ways to get the task done and i think this would be a nice in your face to some over in newsteem, not all just some who think we are only using steemit as a platform to make money and don't care about the STEEM community. Now, 3 ways we could earn for a charity

1/ Burn SPI tokens
This one is simple, you could burn SPI tokens and SPinvest will transfer that amount in STEEM to our charity. This would have no effect of the SPI token price as both actions cancel each out. Ying-Yang

2/ Big Upvote post
We could produce a weekly post geared towards pulling in direct fiat money donations using Paypal and STEEM donations also using hot links and beg for big upvotes and see where that get us. This post would not be aimed at our club members are investors, it would be written in a very universal style. The idea of pushing fiat cash donations would be that donating 10 STEEM sounds like an ok amount to donate but that's only $1.30 which is not a lot and $5 is so much more and still not a lot. This could be the best way to pull in some whales upvotes and of course liquid STEEM for our chosen charity.

3/ Add it to your beneficiaries list
Donate a single digit % of the post payouts and all STEEM/SP received will be donated to our charity. You'll not even know it's gone.

It would be awesome to bring real awareness to this sort of idea for communities, tribes are even clubs like us that many helping hands make big are at least decent results. Choosing a blockchain charity is the perfect way to launch this we could challenge other communities, tribute ect to start something up. Every community has an upvoting bot, curation trial, contests and more, why not a chosen charity? We could push the idea and promote the crap out ourselves at the same time. The bad intentions equal out with the positive results. Ying-Yang, lol.

Q4, 2020 -?

Whos know where we will be and making guesses now and being correct would be like farting into the wind and hoping to catch a smell. I would think by this time we will have over 150,000 SPI tokens issued and maybe total holdings of more than 200,000 STEEM. I do hope it is higher but we don't know what's wonna happen. We might have catch a few whales that buy tens of thousands of tokens, we might be shut down. Who knows for sure? STEEM could under trading at half a cent and we've all given up, it could be trading at $7 and were all planning early retirement and Lambos.

My Hope
I hope is that by this time, we will have over 500 investors and over 100 confirmed members. We will be earning at least 1000 STEEM per week, converting all tribe tokens and sending all steemit post and curation rewards to the saving wallet. We will hold a nice portfolio of off-platform investments worth more than 20,000 STEEM at today's prices.

I would like it if we had more content producers that bring more exposure, more rewards and start to take to focus off me a little bit. By this time, we should have core members that are ready to muck in and get the job done. Decentralization can not happen if i have to do everything all the time. The whole point is the investment club would be run by the members for the members so at some point somebody will need to step up, it's part off the game plan and SPinvest will need to get over this hump to progress. If paid positions are required, that is an option i would be against but it could be looked into if needed to keep pushing forward.

Apart from that, i would hope that we are in a better place than we are now, not that we are in a bad place but i hope we will have grown by then. SPinvest is a labour of love for me, i spent way to much time on it and don't even post from my account anymore. You know you love doing something when you do it for free. Nothing is stopping me just doing all this on my own and have presented it as an investment dairy instead but i love the interaction with the club members and i love investing and SPinvest gives me a chance to do both. I have no idea where we will be this time next year, it crypto land. Tron could buy Steemit, lol.

Lastly, i will predict what i think SPI tokens price will finish 2020 at. Based on a few guess's, factoring in the upcoming token split and no more other splits happenings, i would predict the SPI token price, real price, not sale price to be 1.427 STEEM each based on today's prices. If STEEM drops in $ terms each SPI token is worth more and vice versa of STEEM $ price goes up. Off-platform investments would be the decider in the end but i feel good about 1.427 STEEM each.

Let me know what you think about some of the outlandish things, plans and Del boy schemes i have outlined in the above post to help us continue to grow SPinvest into a brand that is a trusted and known part of the STEEM eco-platform. All feedback welcome and keep in mind, some of this stuff might now not come to light

Below are steemconnect hotlinks that allow investors to buy SPI tokens directly from Hive account@spinvest. Each token is currently priced at 1.20 STEEM and beside each link is the true STEEM cost to reduce confusion. You can also send any amount directly to Hive account@spinvest and i will issue you SPI tokens to 2 decimal places for the value of STEEM to send. All tokens bought directly will be sent to investors SE wallets within 24 hours but most likely much sooner.
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5 SPI tokens - 6 STEEM
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10 SPI tokens - 12 STEEM
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25 SPI tokens - 30 STEEM
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50 SPI tokens - 60 STEEM
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100 SPI tokens - 120 STEEM
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250 SPI tokens - 300 STEEM
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500 SPI tokens - 600 STEEM
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1000 SPI tokens - 1200 STEEM
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2500 SPI tokens - 3000 STEEM

All questions are welcome, please ask in the comments below