The only way I can see this working on hive is with smart contracts and collateral first later, sort of like how taking a loan in usdc against your bitcoin works on dex's these days. Cause with HP and key changes like you've been doing seems very problematic, especially with recovery in place and a hive price that won't quit being volatile. Other than that it's way too much of a hassle. Thanks for offering something unique here to people over the years, however, even when it barely got you anything of value. I know you saved me from some liquidity issues a few times with your loans!