divilife's comments on decentralized web

2026-04-13 07:12

None of this changes the situation with Iran

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divilife

2026-04-13 07:12

Use options with expirations of one year or longer Then be patient and watch widespread panic The objective is to make money That goal likely applies to others as well Stick to the plan Keep emotions in

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divilife

2026-04-13 07:12

There will be bumps in the road Avoid fixating on short-term movements Focus on the big picture Companies will continue to grow profits Allocate capital to strong businesses at reasonable valuations

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divilife

2026-04-13 07:12

People claiming "omg the market is going to be so red tomorrow" are often the same retail investors who get excited when it's green Never let emotions drive investment decisions The market will

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divilife

2026-04-13 07:12

Market volatility is normal and healthy Stay the course

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divilife

RE: LeoThread 2026-04-05 00-25

2026-04-05 06:30

No secret sauce. Just good habits

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divilife

RE: LeoThread 2026-04-05 00-25

2026-04-05 06:30

• Keep a strict budget • Put money into low-cost index funds • Receive large inheritances, sometimes around $10 million • Avoid taking on debt • Tune out short-term hype • Reinvest all gains • Stay consistent

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divilife

RE: LeoThread 2026-04-05 00-25

2026-04-05 06:30

What millionaires really do:

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divilife

RE: LeoThread 2026-04-03 19-15

2026-04-04 06:23

In 2007 Warren Buffett made a $1 million bet that he could outperform hedge funds Buffett invested in the Vanguard S&P 500 index fund, and it easily outperformed the hedge funds

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divilife

RE: LeoThread 2026-04-02 21-45

2026-04-03 06:22

They're also easier to hold because shareholders receive a steady, predictable stream of dividends

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divilife

RE: LeoThread 2026-04-02 21-45

2026-04-03 06:22

Dividend stocks often hold up better during periods of market turbulence They tend to fall less than the broader market in bear markets In bull markets, they usually gain less than the market

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divilife

RE: LeoThread 2026-04-02 21-45

2026-04-03 06:21

This comes up often

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divilife

2026-03-31 05:55

"That $20? The bank will see it again four different ways" The listener stared Wow The best banks aren't earning interest They're recycling entire local economies

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divilife

2026-03-31 05:55

He smiled "Barista banks with us" It wasn't immediately clear He continued "The bank financed the coffee shop. It holds the building mortgage. Her deposits are here. Her boss took a PPP

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divilife

2026-03-31 05:55

Coffee with a small-town community bank CEO this morning Nothing fancy Lobby still had 1998 vibes The CEO picked up the tab $4.75 Left a tip $20 A remark followed: "That's... aggressive for drip

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divilife

2026-03-31 05:55

A quant recalled:

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divilife

2026-03-24 07:25

Safety guidelines recommend shutting the engine while refueling. Fuel vapors can ignite, many stations require engines off and forbid smoking or cellphone use, and following those rules reduces fire risk.

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divilife

2026-03-24 06:09

The focus here is on companies with excess cashflow that cannot be reinvested at intelligent rates of return (which applies to most companies)

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divilife

2026-03-24 06:08

That myth depends on two incorrect assumptions: 1) every company can reinvest all cash at high returns, and 2) cash on the balance sheet is always valued at 100% — neither is true.

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divilife

2026-03-24 06:08