} Ancillary BenefitsAncillary benefits do not affect your future pension. Your Ancillary benefits can go as high as you like.These are miscellaneous contributions, like salary sacrifice amounts, additional

} For your compulsory Member Benefit contributions, you are always worse off by contributing more than the compulsory 5%, and there are no exceptions to this. If anyone is currently putting more than

The answer is most likely no! This content has been posted in other forums, but I wanted to put it all in one place and make it easier to read. If you joined the ADF after 01 Jul 16, then you have no choice