Today I went to Batangas City to settle a loan from my insurance company, Insular Life. I also drop by to SM to buy garden pebbles for my wife’s succulent plants. Busy day, still I am glad its already

First of all, I want to say I'm a black man. I have identified as a libertarian since 2004, and have pretty much been a libertarian my entire adult life. When libertarians say they are for freedom, personal